The Fastest Way to Get Your FICA Refund & Keep More of What You Earn
Stop overpaying and waiting. Get your refund in 12 weeks or less, pay a lower fee, and never risk a penny upfront. Then see if you qualify for up to $1M in additional funding.
You've Likely Been Overpaying for Decades
Less than 10% of eligible restaurants know about FICA Tip Credits, even though they’ve been written into IRS Code Section 45B since 1993. Here’s what most owners never hear from their accountant.
What the FICA Tip Tax Credit Is
These credits refund the payroll taxes you’ve already paid on employee tips. Tips count as wages, which means you pay employer payroll tax on money that never goes into your pocket.
Section 45B refunds a portion of those taxes — allowing restaurants, bars, cafés, clubs, and hotels to recover thousands to six figures in overpaid taxes every year.
Why You Haven’t Heard of It
Most accountants are incredible at filing what you owe, but they’re not trained to identify or recover the 2,500+ tax credits in the IRS code. That’s why 94% of eligible businesses have never claimed this refund. That’s why our network specializes exclusively in this credit for restaurants — so you never leave money on the table again.
How to Check Your Eligibility
Any food & beverage business with tipped employees qualifies. This includes: Restaurants, Bars, Cafes, Nightclubs, Hotels & lounges - any business where staff earn tips. If you’ve never filed Section 45B before, your refund is still untouched — and you can typically recover the last three years at once.
Why Restaurants Choose Our Recovery Specialists Over Traditional CPA Teams
When it comes to speed, cost, paperwork, and refund accuracy — there’s no comparison. We specialize in maximizing your tax credits so you can finally recover every dollar you’re owed.
& Funding Solutions
Tax Returns &
Additional Docs
& Funding Solutions
Start with your refund — then protect every dollar going forward
Once your refund is in motion we help you cut hidden costs, keep more of every sale, and access flexible funding to strengthen your cash flow for the long run.
1. Claim Your Tip Tax Refund
First, we help you claim IRS-approved payroll-tax refunds for tipped wages. You may be eligible for a 5-6 figure refund by reclaiming your credits for up to 3 years retroactively.
2. Take Control of Your Payments
Then, we help you reduce payment processing fees by up to 50%. Become the Agent of Record on your own processing account, so you can stop overpaying middlemen and pay yourself instead.
3. Get Specialized Funding
Finally, we see if you qualify for a revolving line of credit up to $1M. Get approved in 24-48 hours and funded in 3-5 business days.
Built to Protect Your Profits
Our network gives companies of all sizes access to institutional-grade resources once reserved for private equity & enterprise firms, giving you the same financial leverage as the big guys.
For food & beverage businesses
If your team is serving food or drinks and reporting tips, there’s a good chance you’re eligible to recover thousands you’ve already paid in payroll tax.
For hospitality businesses
When you map all the places tips flow through your property, you may find significant FICA tax credits hiding in plain sight — relief that can help stabilize payroll and protect profitability across the entire guest experience.
For personal care companies
In 2025, federal tax changes expanded the FICA tip credit so that many beauty and personal care employers can now claim the same type of 45B credit that restaurants have relied on for years.
Desinged to Feed Our Communities
While most companies donate 1–2% of profit, we commit 5% to fight food insecurity and expand access to healthy meals where it’s needed most. When restaurants win, we win — and when we win, families eat.
Trusted by Owners & Operators That Value Transparency
Our partner network has helped tens of thousands of businesses keep more money in their pockets.
No risks or upfront fees, guaranteed!
Our purpose is to put more money in your pocket, not to charge you retainers or consulting fees. If you don't get a refund or access funding, you pay absolutely no fees - that's our guarantee.
Frequently Asked Questions
